Welcome to AnbWealth.com, the official website of Ants & Bees Investments LLP (“the Firm”, “we”, “our”, or “us”).
By accessing, browsing, or using this website and its services, you (“User”, “Investor”, or “Client”) agree to comply with and be bound by the following Terms & Conditions. Your continued use of this platform shall constitute acceptance of all current and future terms, policies, and modifications as may be updated on this page without prior individual notice.

1. Services and Regulatory Status

Ants & Bees Investments LLP provides a digital platform for the distribution and facilitation of multiple financial products and investment solutions, including:

• Equities: Offered through authorized business partnerships with Mirae Asset Sharekhan.
• Mutual Funds: Transactions processed through NSE NMF and BSE Star MF exchange platforms.
• Unlisted Shares, PMS, AIF, and LAS: Offered via empaneled product partners and intermediaries.

The Firm is registered with SEBI and AMFI as a Mutual Fund Distributor and operates as per the regulations applicable to distribution and intermediary services.

The Firm acts solely as an intermediary and transaction facilitator and does not offer portfolio management, investment advisory, or broking services. No part of the website’s content should be construed as investment advice or a recommendation to buy or sell any financial instrument.

2. Eligibility and User Responsibility

Access to this website and its services is permitted only to:

• Indian residents aged 18 years and above;
• Users who have completed KYC (Know Your Customer) and AML (Anti-Money Laundering) requirements;
• Entities authorized under Indian law to make investments in securities or mutual funds.

Users are required to provide accurate and updated personal, financial, and KYC details. Any misrepresentation or inaccuracy may lead to termination of access.

Users must maintain the confidentiality of their login credentials and shall be held responsible for all activities performed using their authorized accounts.

3. Nature of Content and Information Use

All content on this platform — including but not limited to fund details, NAVs, news, calculators, and research materials — is for informational and educational purposes only. It does not constitute professional, investment, legal, accounting, or tax advice.

The Firm sources its data from reliable third parties but does not warrant accuracy, timeliness, or completeness. Users are strongly advised to independently verify information and consult qualified financial or tax advisors before making investment decisions.

4. Transactions and Processing

All investment and redemption transactions are routed through SEBI-registered intermediaries such as NSE NMF, BSE Star MF, and Sharekhan. Execution of orders is subject to:

• Exchange or AMC cut-off times;
• Availability of funds and KYC compliance;
• Payment gateway performance and regulatory approvals.

The Firm is not liable for any delays, rejections, or failures due to technical issues, system outages, or external disruptions.

All transaction records maintained by the Firm and its partners shall be considered final and conclusive evidence of orders placed and executed.

5. Communication and Notifications

All communications, notifications, alerts, or reminders sent via SMS, email, or mobile application are for informative purposes only.
They shall not be treated as investment recommendations or binding advice.

The Firm reserves the right to modify or discontinue any feature, service, or mode of communication at its discretion and without prior notice.

6. Intellectual Property Rights

All trademarks, logos, designs, graphics, data compilations, and website content belong to Ants & Bees Investments LLP or its content partners.
Any unauthorized reproduction, copying, or redistribution is strictly prohibited and may result in legal action.

7. Third-Party Links and References

This website may include links or references to external sites maintained by third parties. Such links are provided solely for User convenience and do not constitute endorsement or responsibility for the content, accuracy, or security of those websites. Accessing third-party sites shall be entirely at the User’s risk.

8. Refunds, Rejections, and Transaction Failures

Refunds or reversals related to failed or rejected transactions shall be handled directly by the respective AMCs, fund houses, or exchanges as per their internal refund policies.

The Firm does not bear responsibility for refund timelines, bank delays, or gateway failures, but will facilitate necessary communication with the concerned parties where possible.

9. Data Privacy and Security

The Firm employs robust security practices and encryption standards to safeguard User data. Personal and transactional information is used strictly for facilitating investments, compliance, and regulatory reporting.

Despite adequate security measures, Users acknowledge that data transmitted over the internet carries inherent risks. The Firm shall not be held responsible for losses or unauthorized access arising from circumstances beyond its control, including cyberattacks or system breaches.

10. Limitation of Liability

To the maximum extent permissible under law, Ants & Bees Investments LLP, its partners, affiliates, or employees shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Use or inability to use the website or services;
• Delays, errors, or omissions in data or execution;
• Technical issues or network disruptions;
• Reliance on any information or analysis provided on the portal.

The Firm’s aggregate liability, if any, shall not exceed the transaction fee or commission received in relation to the disputed service.

11. Technical and System Risks

Users acknowledge that online services may face temporary interruptions due to maintenance, technical failures, cyber incidents, or external factors beyond the Firm’s control.
While every effort is made to ensure uninterrupted operations, the Firm shall not be liable for any resulting losses.

12. Reports

All reports, illustrations, projections, or analytical tools displayed on the platform are generated using historical data and reasonable assumptions.
These are provided solely for reference purposes and should not be treated as guarantees or indicative of future performance.

The Firm endeavors to ensure accuracy and integrity in its reporting; however, discrepancies due to data latency, third-party errors, or system limitations may occur.

Users are advised to verify results directly from official AMC statements, exchange reports, or depositories before taking any investment action.
The Firm does not accept responsibility for any decision made solely based on reports or data presented on the website.

13. Performance and Risk Disclosure

Investments in mutual funds, equities, PMS, AIFs, unlisted shares, and LAS are subject to market risks, including the potential loss of principal.
Past performance is not indicative of future results.

Market volatility, interest rate fluctuations, credit risk, liquidity constraints, and regulatory changes may affect investment returns.

Users must carefully read all Scheme Information Documents (SID), Key Information Memorandums (KIM), and offer documents before investing.
No information on this website should be interpreted as a promise or assurance of returns.

14. Indemnity

Users agree to indemnify and hold harmless Ants & Bees Investments LLP, its partners, employees, and affiliates against any losses, liabilities, or costs arising from:

• Misuse of the website or its services;
• Breach of these Terms;
• Violation of laws or third-party rights;
• Unauthorized access or fraudulent activities using the User’s account.

15. Amendments

The Firm reserves the right to revise, amend, or update these Terms & Conditions at any time.
Such changes will be effective upon publication on the website. Users are encouraged to review this page periodically to remain informed.

16. Governing Law and Jurisdiction

These Terms & Conditions are governed by the laws of India.
All disputes shall be subject to the exclusive jurisdiction of courts in Mumbai, Maharashtra, where the Firm’s registered office is located.

Disclaimer

Investments in mutual funds, equities, PMS, AIFs, unlisted shares, and LAS are subject to market risks, including the potential loss of principal.
Ants & Bees Investments LLP and its associates do not guarantee any returns, profits, or capital protection on investments facilitated through this platform.

All investment decisions are the sole responsibility of the User, made after due diligence, independent evaluation, and consultation with financial, legal, or tax advisors.

The Firm operates strictly as a SEBI- and AMFI-registered distributor and transaction facilitator and does not provide personalized investment advice or portfolio management services.

While every effort is made to ensure the accuracy of data, the Firm disclaims liability for any loss arising from reliance on website content or technical errors.

By using this website, Users acknowledge that they have read, understood, and agreed to the Terms & Conditions and Disclaimer in entirety.