Many of us park surplus money in a bank savings account, thinking it’s the safest option. While safety is important, the reality is that the often-low interest rates on savings accounts can erode purchasing power over time. Enter liquid funds — a middle ground that offers both liquidity and better returns.
Life is unpredictable: job loss, health emergencies, sudden repairs — any of these can throw your finances off balance. That's where an emergency fund comes in. Think of it as your financial shock absorber. In this post, we’ll see why every household needs one, how to build it, and best practices to manage it.
Many investors chase returns or follow trends, but the real art of investing lies in balance and diversification. Having the right mix (or “asset allocation”) tailored to your goals, timeline, and risk appetite can make or break your financial journey. In this post, we break down how to choose an effective mix of investments.
You’ve probably heard the saying “Time is money”. In investing, it’s not just a quote — it’s the ultimate truth. The earlier you start, the more your money can grow. The reason? The power of compounding.
Mutual Funds have become one of the most popular investment tools — and for good reason. They make it easy for anyone to invest across various assets, managed by professionals. But for many beginners, the term still sounds complex. Let’s simplify it.
Most people invest without a clear direction — and then wonder why results fall short. The key to meaningful investing is goal-based planning. Setting the right financial goals helps you stay focused and make smarter decisions.
A Specialized Investment Fund (SIF) invests your money in a mix of stocks, bonds, real estate, and even derivatives, all managed by experts. Unlike regular mutual funds, managers in SIFs have more freedom to switch between these assets and use strategies like hedging to protect your investment from big market falls.
India VIX is like a mood meter for the stock market—it tells you how worried or calm investors are feeling. When VIX is high, it means people expect a lot of movement, so prices might jump up or down quickly.
Interest rates play a huge role in shaping the stock market and the economy. When rates are low, it’s easier and cheaper to borrow money for homes, cars, or expanding a business. This extra spending and growth usually help push stock prices higher too.
Gold can give different returns depending on the currency you invest in, even though it’s the same metal. Over the last decade, Indian investors have seen much higher gold returns in rupee terms than those who held gold in US dollars. This happens because, as the rupee falls in value against the dollar, the local price of gold rises, boosting returns for Indian buyers.
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